Retirement on Your Own Terms focuses on 21st-century estate planning, tax-free retirement planning, and minimizing the taxes people pay throughout their retirement.

Scott Garcia

Scott is the president and founder of Premier Estate & Income Planning. He has been helping clients protect their nest eggs and plan for an abundant future for more than 30 years. Scott was in South St. Louis City and attended Affton High School. He received a full-ride baseball scholarship to Central Methodist College in Fayette, MO.

At an early age, Scott experienced how one of life’s curveballs can take you off course. Three weeks into baseball practice, at age 18, Scott was diagnosed with life-threatening cancer and was told he only had three weeks to live. Fortunately, his treatment worked and he was able to return to school within two years.

Scott entered the financial services industry with Banker’s Life and Casualty in 1986 and remained there loyally for 17 years.  He was honored as the St. Louis Agent of the Year for six years in a row.

When he saw an opportunity to return to working with clients one-on-one to help them prepare for their financial futures, Scott founded the company that led to Premier Estate & Income Planning so he could operate independently and bring the best of all product solutions available to his clients. Over his career, Scott has helped more than 1,000 clients.