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Troubled homeowners could be getting some help as soon as next week.
Borrowers who are at least 90 days behind on their mortgage and have loans backed by Fannie Mae and Freddie Mac will start receiving offers from lenders to lower payments. This is part of an effort called the "Streamlined Modification Initiative". The exact number of homeowners who will receive offers is not known.
A couple of other restrictions on eligible loans; owners cannot be more than 24 months behind and the loan has to be at least a year old.